Royal Fincorp provides unsecured business loan facilitation support to help entrepreneurs, SMEs, traders, and proprietors explore collateral-free financing options for working capital, expansion, inventory purchases, and operational needs. We assist in identifying suitable lending institutions and guide applicants through a structured and organized application process.

Loan amounts generally range from ₹10 Lakhs to ₹10 Crores, based on lender eligibility and assessment. Unsecured overdraft (OD) facilities may also be available up to ₹75 Lakhs, depending on business profile and lending criteria. Common eligibility factors include a minimum company vintage of 2 years (as per GST records) and a minimum monthly turnover of ₹10 Lakhs.

Our role is to support businesses with documentation preparation, eligibility understanding, and coordinated guidance throughout the application process. All interest rates, repayment structures, and final approval decisions are determined solely by the respective lending institutions. We focus on ensuring a transparent, well-informed, and smooth experience for business owners seeking financial support.

Disclosure: Royal Fincorp is not a bank, NBFC, or financial institution and does not provide loans directly. We operate as an independent loan facilitation and sourcing service, helping applicants connect with RBI-registered banks and NBFCs. All loan approvals, interest rates, charges, eligibility evaluations, and loan disbursal decisions are made exclusively by the respective lending institution based on their internal policies. Royal Fincorp does not charge any upfront fees for loan application processing and does not guarantee loan approval. Names of lending partners are provided to applicants after eligibility assessment with the relevant lender. We source loan options only from RBI-registered lenders.